Deposit Account Rates
Rates effective from
July 29, 2010 thru August 4, 2010.
Account |
Dividend
Rate |
Interest
Rate |
Anual Percentage
Yield (*APY) |
Minimum Balance Requirements |
| Regular Share |
0.15% |
|
0.15% |
$25.00 to open
**$25.00 average
daily balance to earn dividends |
| |
|
|
|
|
| Certificate of Deposit |
|
|
|
| 6 month |
|
0.35% |
0.35% |
$500.00 to open |
| 12 month |
|
0.50% |
0.50% |
$500.00 to open |
| 18 month |
|
0.70% |
0.70% |
$500.00 to open |
| 24 month |
|
0.90% |
0.90% |
$500.00 to open |
| 36 month |
|
1.10% |
1.10% |
$500.00 to open |
| 48 month |
|
1.19% |
1.20% |
$500.00 to open |
| 60 month |
|
1.29% |
1.30% |
$500.00 to open |
| |
|
|
|
|
| Share Draft (checking)
|
|
|
$100.00 to open |
| |
|
|
|
|
| Money Market |
|
|
|
|
| $ 0.00 - $2,499.99 |
0.00% |
|
0.00% |
$2,500 to open |
| $2,500.00 - $9,999.99 |
0.15% |
|
0.15% |
***$2,500 to earn APY |
| $10,000.00 or More |
0.25% |
|
0.25% |
****$2,500 to avoid a Monthly Service Charge** |
| |
|
|
|
|
*APY is Annual Percentage Yield.
**The Credit Union reserves the right to pay dividends on an Account if the average daily balance falls below $25.00 during any dividend period, however, if the Account balance remains below $25.00 for a period of six months, the account will be closed.
***You must maintain the disclosed minimum average daily balance in your account to obtain the disclosed annual percentage yield. The dividend rate corresponding to the average daily balance for the dividend period will be paid on the entire balance in your account.
**** You must maintain the disclosed minimum average daily balance in your account to avoid a service fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a Monthly Service Charge as set forth in the Fee Schedule. For more information about these accounts refer to the Truth-In-Savings Account Disclosures.
Germania Credit Union
PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 836 - 5224 or
Toll-free (800) 392 - 2202
Fax (979) 836 - 1691
gcu@germaniainsurance.com
The information contained in the Germania Credit Union Web Site is intended to summarize our products and services. It is not a complete disclosure of all terms and conditions. For complete information and disclosure, please contact Germania Credit Union directly. Germania Credit Union is federally insured by the National Credit Union Administration and regulated by the Credit Union Department of Texas.
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